Purchasing Program

Purchasing Program

Overview

Purchasing Power helps you get what you need when it matters most, when paying cash or credit is challenging. From brand-name computers and electronics to furniture and appliances, we’re here for you with a program you can trust. Get your product up front and then pay over 12 months directly from your paycheck.

 

While not a discount program, we provide you with a reliable way to fit unexpected purchases into your budget. You’ll always know the total product cost upfront - no credit checks, down payments or hidden fees.

  • Spending power - Access spending power for the things you need with no credit check.
  • Manageable payments - Automated fixed payments over 12 months.
  • Thousands of brand-name products - Find the items you need – for home, work, school and more.
  • Better choice - Alternative to loans, high-interest credit cards or rent-to-own
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Purchasing Power makes it easier to shop and save on computers and more!
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TELL ME MORE

Purchasing Power allows you to get the products you need now and pay for them over time, directly from your paycheck. Shop thousands of brand name electronics, computers, furniture, appliances, and so much more. Enjoy a better way to pay over time and receive your products upfront. You won’t have to worry about missing payments and we’ll never check your credit.


You will be eligible to purchase if your annual compensation is at least $16,000 and you have been an active employee for at least 6 months.

 

Contact Us

 Phone
1-800-689-9314
 Hours
 M-F 6a-3p PT
 Email
customer.service@mercer.com

How It Works

FAQs

Answers about the plan, including eligibility, options, enrollment, customer service and more.

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  • Who is the provider?
    Purchasing Power offers the industry-leading purchase program that provides you with a convenient and responsible way to buy products and services through automated payroll deductions.

  • How can this help me?

    When you want the option to pay for your purchase over time, you can get what you need and get it when you need it. And it's simple.


    There are many reasons why you would want to make a purchase through this program:

    • You'll know the total price up front, which includes the product, financing, taxes and delivery.
    • You won't have payments strung out over several years, and no ballooning interest.
    • Extended warranties, upgrades and accessories are negotiated with vendors and are included in the price.
    • There are no fees beyond the all-inclusive price.
    • You won't risk late fees as you would with other financing options because your payments are made through automatic payroll deduction.

  • How do I find out what products are available and the costs?
    Click on the “Get Started” button. You will be redirected to Purchasing Power’s website. If you are a first-time visitor of the site, click on “Sign Up”. You will need to provide an email address, create a password and enter your employer information and how often you get paid. All orders are subject to a minimum amount. Please see site for details.

  • What if my employment status changes?
    If you are having payments deducted through payroll deduction and your employment status changes, Purchasing Power will be notified and will establish an alternative method of payment, if needed.

    If you miss three payroll deductions due to an approved unpaid Leave of Absence, you can make payments via the provided bank account/credit card over the remainder of the repayment period.

    When you leave or retire, you can continue to make payments via the provided bank account/credit card over the remainder of the repayment period.

  • When will the first payment come out of my paycheck?
    After your order ships, the first payment will be deducted from your next pay period’s paycheck.

  • How long does it take to process my order?
    When you order, Purchasing Power automatically verifies your eligibility to make a purchase and your purchase limit. If you meet the eligibility requirements, your order will be processed and shipped.

    If you give us an email address, you'll get an order confirmation with your order details. When your order is shipped, you'll get an email with order tracking information.

  • What should I do if I want to return an item?
    Log in to your Purchasing Power account and follow the simple process. For freight items, please contact customer service.

  • What happens if payroll deductions cease?
    If, while on unpaid LOA, you have three consecutive pay periods without a deduction, you will be offered to move to a direct bill option through Purchasing Power. Once you are actively back at work, please reach out to Purchasing Power in order to resume payroll deduction.

Mercer's Role & Compensation

Details of Mercer disclosure of the compensation.
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