MetLife Legal Plans is the country’s largest provider of legal voluntary benefits, serving over 5 million people at about 4,000 organizations, including over 220 of Fortune 500® companies. We have 45 years of experience in employee legal services and are committed to providing excellent care to our plan members, sponsors and network attorneys.

Have you ever wished you had an attorney in the family? Someone who could:

• Send a letter to an auto dealership and get them to fix your car right.
• Call the credit card company so they’d erase a disputed charge on your account.
• Review contracts related to a home purchase or sale.

 

 

We encounter numerous legal matters throughout the course of our lives. Having access to an attorney to help navigate legal situations put you in the driver's seat and helps you get the best outcome for yourself and your loved ones.

You, your spouse and qualifying dependents are eligible.

For a full listing of what is covered, please refer to the plan certificate or call MetLife Legal Plans at 1-800-821-6400 from 8:00a.m. to 8:00p.m. Monday-Friday, Eastern Time.

The plan covers most personal legal services. The following matters are excluded from coverage:

• Employment-related matters, including company or statutory benefits
• Matters involving your employer, MetLife and affiliates, and Plan Attorneys
• Matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents
• Appeals and class actions
• Farm matters, business or investment matters, matters involving property held for investment or rental, or issues when the Participant is the landlord
• Patent, trademark and copyright matters
• Costs or fines
• Frivolous or unethical matters
• Matters for which an attorney-client relationship exists prior to the Participant becoming eligible for plan benefits

Please Note: You are encouraged to use the plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you have retained an attorney before becoming eligible for plan benefits. This is necessary to protect the existing attorney-client relationship.

Please refer to the plan certificate for additional details.

You'll have access to a nationwide network of more than 18,000 participating attorneys from which to choose. Network Attorneys have an average of 25 years or more of legal experience and have met stringent selection criteria. If you stay within the network, covered legal services are provided with no additional attorney fees. You also have the flexibility to use an out-of-network attorney and get reimbursed for covered services according to a set fee schedule.

 
Visit MetLife Legal Plans to find a Network Attorney near you.

Attorneys' services for covered legal matters are fully paid for by the plan except for excluded matters and third-party fees. When services are rendered for covered matters, you do not receive a bill for the Network Attorney and they do not complete a claim form. All billing and payments are handled directly between the Network Attorney and the plan.

If you need to use legal coverage while on a leave of absence, please reach out to MetLife Legal at 800-821-6400 for allowance for coverage to continue while on leave. Once you are back to work, you will need to reenroll in coverage by calling the Benefits Service Center: 855-278-7157, 5:00 am - 5:00 pm Pacific Time Monday – Friday. This new enrollment will restart payroll deductions.